Ontario Land Transfer Tax Calculator
Ontario charges provincial Land Transfer Tax. Properties in Toronto also pay a matching municipal LTT.
Last updated: May 2026
Total payable
Provincial average; Toronto (GTA) runs well above $1M.
Up to $4,000 provincial LTT rebate, plus up to $4,475 municipal rebate in Toronto, on top of federal FHSA, RRSP HBP, and the $1,500 Home Buyers' Tax Credit.
Ontario charges provincial Land Transfer Tax. Properties in Toronto also pay a matching municipal LTT. Land transfer tax is a one-time closing cost paid when ownership of a property changes hands. It's calculated on the purchase price and is usually due on closing day, so it needs to be budgeted alongside your down payment and legal fees.
Because Ontario properties in Toronto also pay a matching municipal land transfer tax, buyers there effectively pay the tax twice. First-time buyers can claim both a provincial rebate (up to $4,000) and a municipal rebate (up to $4,475).
Use the calculator above to estimate your exact tax at any purchase price, then see the full picture with our national land transfer tax calculator covering every province.
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