Weekly Mortgage Newsletter
Every week we break down what is moving Canadian mortgage rates and the housing market — in plain English, with the numbers that matter. No sign-up required.
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Your 2026 Summer Homebuying Checklist
Summer is peak buying season in Canada. With a more balanced market and steady rates, here is a step-by-step checklist to buy with confidence this season.
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How Much Down Payment Do You Really Need in Canada?
The minimum down payment in Canada is lower than many buyers think — but going under 20% adds CMHC insurance. Here is how to weigh the trade-off in 2026.
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5 Costly Mortgage Mistakes Canadians Make
From signing the first renewal letter to ignoring the penalty fine print, a handful of avoidable mistakes cost Canadian homeowners thousands. Here is how to sidestep them.
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Bank of Canada Holds at 4.45%: What It Means for Your Mortgage
The Bank of Canada left its overnight rate unchanged at 4.45% for a third consecutive meeting. Here's what the hold signals for fixed and variable borrowers heading into the summer market.
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Spring Market Cooldown: Canadian Home Prices Soften in May
After a brisk start to the year, national sales activity eased in May and inventory climbed. We break down what a more balanced market means for buyers and sellers this season.
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Fixed vs. Variable in 2026: The Gap Narrows
The historic discount on variable rates has shrunk. With fixed and variable pricing closer than they have been in years, here is a clear framework for choosing between them.
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The 2026 Renewal Wave: How to Prepare for a Higher Payment
Hundreds of thousands of Canadians who locked in at rock-bottom rates are renewing this year — often at double the rate. Here is how to soften the shock before your term ends.
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