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How Much Home Can You Afford in Saskatoon?

Saskatoon offers some of the best affordability in Canada, with low prices and no land transfer tax — only a small title fee.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Saskatoon property tax: $287/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Saskatoon, SK

Maximum purchase price

$757,938
Maximum mortgage$657,938
Saskatoon average home$400,000
Payment on average home$1,666/mo
Land transfer tax (avg home)$1,200

Buying in Saskatoon: What to Know

1

No land transfer tax.

2

Among Canada's most affordable cities.

3

Strong value for first-time buyers.

Buying a Home in Saskatoon: A Closer Look

Saskatoon offers some of the best affordability in the country, and like the rest of Saskatchewan it charges no land transfer tax — buyers pay only a small title transfer fee, keeping upfront costs low. For first-time buyers, that combination of low prices and minimal closing tax makes it one of the easier major markets to enter.

A growing economy and steady population growth support demand across newer suburban subdivisions and more central neighbourhoods alike. Because so little of your cash is consumed by closing tax, more can go toward the down payment, which improves how much you can borrow under the federal stress test. Use the affordability tool above to see how far a Saskatoon income stretches at local prices.

Average Home Price
$400,000

2026 estimate

Property Tax Rate
0.86%

≈ $3,440/yr

Land Transfer Tax
$1,200

On the average home

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