How Much Home Can You Afford in Surrey?

Surrey is one of BC's fastest-growing cities, offering more space than Vancouver with the same low property tax rates.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Surrey property tax: $257/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Surrey, BC

Maximum purchase price

$762,385
Maximum mortgage$662,385
Surrey average home$1,100,000
Payment on average home$5,553/mo
Land transfer tax (avg home)$20,000

Buying in Surrey: What to Know

1

BC Property Transfer Tax applies.

2

Rapid population growth.

3

More affordable than Vancouver proper.

Average Home Price
$1,100,000

2026 estimate

Property Tax Rate
0.28%

≈ $3,080/yr

Land Transfer Tax
$20,000

On the average home

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