How Much Home Can You Afford in Guelph?

Guelph combines a strong local economy and university with a tight, resilient housing market.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Guelph property tax: $747/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Guelph, ON

Maximum purchase price

$689,649
Maximum mortgage$589,649
Guelph average home$760,000
Payment on average home$3,665/mo
Land transfer tax (avg home)$11,675

Buying in Guelph: What to Know

1

Provincial LTT applies.

2

Low unemployment and stable demand.

3

Close to the Waterloo tech corridor.

Average Home Price
$760,000

2026 estimate

Property Tax Rate
1.18%

≈ $8,968/yr

Land Transfer Tax
$11,675

On the average home

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