How Much Home Can You Afford in Hamilton?

Hamilton offers GTA access at lower prices than Toronto, though Ontario's provincial land transfer tax and a high property tax rate apply.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Hamilton property tax: $833/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Hamilton, ON

Maximum purchase price

$676,900
Maximum mortgage$576,900
Hamilton average home$800,000
Payment on average home$3,887/mo
Land transfer tax (avg home)$12,475

Buying in Hamilton: What to Know

1

Provincial LTT applies.

2

More affordable than Toronto.

3

High municipal property tax rate.

Average Home Price
$800,000

2026 estimate

Property Tax Rate
1.25%

≈ $10,000/yr

Land Transfer Tax
$12,475

On the average home

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