How Much Home Can You Afford in Kingston?

Kingston offers historic waterfront charm and university-driven demand at prices below the GTA.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Kingston property tax: $698/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Kingston, ON

Maximum purchase price

$697,036
Maximum mortgage$597,036
Kingston average home$620,000
Payment on average home$2,887/mo
Land transfer tax (avg home)$8,875

Buying in Kingston: What to Know

1

Provincial LTT applies.

2

Strong student rental market.

3

Affordable Eastern Ontario hub.

Average Home Price
$620,000

2026 estimate

Property Tax Rate
1.35%

≈ $8,370/yr

Land Transfer Tax
$8,875

On the average home

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