How Much Home Can You Afford in Niagara Falls?

Niagara Falls blends tourism-driven demand with affordable housing relative to the GTA.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated Niagara Falls property tax: $749/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Niagara Falls, ON

Maximum purchase price

$689,377
Maximum mortgage$589,377
Niagara Falls average home$620,000
Payment on average home$2,887/mo
Land transfer tax (avg home)$8,875

Buying in Niagara Falls: What to Know

1

Provincial LTT applies.

2

Strong short-term rental potential.

3

Affordable border-city prices.

Average Home Price
$620,000

2026 estimate

Property Tax Rate
1.45%

≈ $8,990/yr

Land Transfer Tax
$8,875

On the average home

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