How Much Home Can You Afford in Oakville?

Oakville is one of the GTA's most affluent suburbs, with premium lakeside homes and top-rated schools.

Average price is a 2026 estimate for illustration · Last updated: May 2026

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Estimated Oakville property tax: $882/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In Oakville, ON

Maximum purchase price

$669,673
Maximum mortgage$569,673
Oakville average home$1,450,000
Payment on average home$7,496/mo
Land transfer tax (avg home)$25,475

Buying in Oakville: What to Know

1

Provincial LTT only.

2

Premium, high-value market.

3

Excellent schools and amenities.

Average Home Price
$1,450,000

2026 estimate

Property Tax Rate
0.73%

≈ $10,585/yr

Land Transfer Tax
$25,475

On the average home

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