How Much Home Can You Afford in St. Catharines?

St. Catharines anchors the Niagara Region with wine-country appeal and prices well below the GTA.

Average price is a 2026 estimate for illustration · Last updated: May 2026

Your Finances
Enter your household income and down payment

Estimated St. Catharines property tax: $773/mo on the average home. Stress-tested at 6.49%.

What You Can Afford
In St. Catharines, ON

Maximum purchase price

$685,794
Maximum mortgage$585,794
St. Catharines average home$640,000
Payment on average home$2,998/mo
Land transfer tax (avg home)$9,275

Buying in St. Catharines: What to Know

1

Provincial LTT applies.

2

Affordable Niagara market.

3

Growing retiree and lifestyle demand.

Average Home Price
$640,000

2026 estimate

Property Tax Rate
1.45%

≈ $9,280/yr

Land Transfer Tax
$9,275

On the average home

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